Keystone Credit Cooperative Lending Management System

Every peso
accounted for.

Origination, collections, delinquency and treasury in one ledger — amortisation, penalties and payouts computed from a single audited engine.

Amortisation

Five methods

flat through annuity

Penalties

Accrued daily

computed, never keyed

Audit trail

Every write

actor, time, before and after

Audited amortisation Daily penalty accrual Full audit trail

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Keystone Credit Cooperative · 2026